Bajaj FinServ (2024)

FAQs

Is Bajaj Finserv reliable? ›

High stability and credibility: Stability and safety of income are most important for senior citizens. Bajaj Finance's FDs feature an AAA rating by ICRA and an AAA stable rating by CRISIL. This ensures that your investment is in safe hands.

Bajaj Finance has TTM P/E ratio 30.59 as compared to the sector P/E of 28.20.There are 31 analysts who have initiated coverage on Bajaj Finance. There are 14 analysts who have given it a strong buy rating & 9 analysts have given it a buy rating. 3 analysts have given the stock a sell rating.

Is a Bajaj Finserv loan safe? Yes, a Bajaj Finserv loan is a safe loan to borrow as Bajaj Finserv follows strict lending guidelines. Bajaj Finserv offers ample features through its secured and unsecured offerings and doesn't levy any hidden charges.

You can file your complaint with Bajaj Finance Limited through multiple channels. My Account and Bajaj Finserv app: Visit the 'Raise a request' section. Email: Write an email to us at wecare@bajajfinserv.in. Branches: Visit our branches nearest to your location.

"Bajaj Finance's key product segments (until now) have been the secular growth segments. However, its foray into multiple newer products such as cars, tractors, CVs, and potentially MFI, could (in future) make its growth vulnerable to cyclicality despite having a well-diversified product mix," said the brokerage firm.

They are a safe and secure option, and opening an FD is hassle-free. You can earn interest on your deposits by investing in FDs. With highest credit rating of CRISIL AAA/STABLE and [ICRA]AAA(STABLE), Bajaj Finance offers higher FD rates of up to 8.85% p.a. to senior citizens, and up to 8.60% p.a.

One of Bajaj Finserv's most outstanding achievements is its innovative suite of financial products. They introduced the concept of the Bajaj Finserv EMI Network Card, which allows customers to convert their purchases into easy EMIs at more than 1 lakh partner stores across India.

Bajaj Finance FD is the highest [ICRA]AAA(Stable) and CRISIL AAA/STABLE rated fixed deposit offering high FD rates and the security that the investor's money is entirely safe and remains unaffected by market conditions.

Is Bajaj Finance FD Insured by RBI? As per the regulations from RBI, your investment in Bajaj Finance Fixed Deposit is more likely to be safe. RBI has made deposit insurance compulsory for all financial institutions. Therefore, your investment at Bajaj finance is insured and at the lowest risk.

Which bank is linked with Bajaj Finserv? ›

Providing both value and convenience via advanced technology, our partnership with RBL Bank Ltd. extends privileges of electronic payment to the entire consumer base. This aligns with the country's advance toward a cashless model and allows all beneficiaries to enjoy the perks that come with it.

Bajaj Finance focuses on consumer finance. Bajaj Finserv is more diversified and focuses on insurance, investment management, and retail financing. Insurance premium, interest income, fees and commission income, dividend income, and other income.

The Reserve Bank of India (RBI) has allowed Bajaj Finance to resume sanctioning and disbursal of new loans under its two lending products – eCOM and Insta EMI Card.

You can now apply for your TDS refund through My Account. All you need to do is fill in your request details, upload your original form 16A, and your TDS request will be generated. Click on 'Raise a Request' to begin. After your request is submitted, the TDS refund will be processed in 7-10 working days.

The Bajaj Pay Wallet is a secure digital wallet offered by Bajaj Pay. The wallet is designed to provide a convenient and secure way to manage money digitally.

Absolutely. Opting for the Bajaj Finserv Insta EMI Card is a prudent decision. Its swift approval process, widespread acceptance, and No Cost EMI option ensure a seamless and cost-effective shopping experience.

Highest Credibility Ratings

These ratings indicate that Bajaj Finance fixed deposit is one of the most trusted options available today. So, you can rest assured that it is safe to invest in Bajaj Finance FDs.