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Instant Cash Loan
Instant Cash Loan by Fibe can get you cash at the fastest speed in just a few clicks. Whether it’s that item you’ve wanted to purchase for the longest time, or your utility bills and rent - your money ought to be there for you. This is why Fibe has got you covered with Instant Cash Loans right into your bank account.
25
Mn+
App downloads
6
Mn+
Loans given
₹
20000
+ Cr
Money disbursed
5000
+
Partner tie-ups
How to Apply for Instant Loan?
Fibe’s digital platform has made applying for loans online super simple and secure. You can get an Instant Cash Loan in 5 minutes with us in a few easy steps:
Apply & register
Download the Fibe App or register on the website and provide a few basic details. It will help us in building your profile and initiate the application process.
Upload documents & get instant approval
Complete the verification by uploading a few required documents and get the approval instantly.
Cash in minutes
See Also11 Easy Ways to Earn Rs. 2000 Daily (No Investment) (2024)The 23 Best Free Apps That Pay Real Money InstantlyBest Money-Making Apps of May 20245 Best International Money Transfer Apps in IndiaSelect the amount you want to be transferred after the approval. The money will be directly transferred to your bank account and within minutes.
Why choose Instant Loan from Fibe?
Our loan offerings are versatile with many benefits. Here are some of them:
Cash in bank
Get the funds directly in your bank account within less than 10 minutes of loan approval
Fully digital journey
No long forms or paperwork, just upload soft copies of the documents and get instant approval
Minimal documentation
Submit basic documents for an instant cash loan in 5 minutes and get quick approval
Affordable interest rates
Fibe offers attractive interest rates on personal loans, even to new credit customers
Borrow multiple times
Repay your previous loan, anytime with 0 pre-closure charges and get the next one, the very next day
Flexible repayment
Get cash up to ₹5 lakhs & repay at a tenure ranging from 3 to 36 months
Collateral-free loans
While applying for a quick instant loan, you don’t need to provide any type of security
Secure application & disbursal
With ISO 27001 certification and PCI DSS app-based journey, getting instant cash is easy and secure
Instant Cash Loan Eligibility Criteria
Before applying for an instant loan, you are required to check your eligibility with our easy-to-meet eligibility criteria. With Fibe, qualifying to avail of the loan is made extremely easy. Refer to the list to check your eligibility for a money loan. You can then download Fibe’s App or log on to our website and get an instant loan online.
Age
Above 21 and below 55 years
Minimun In-Hand Salary
Metros: ₹18,000 | Non-metros: ₹15,000
Resident
A resident of India
Check eligibility now
Instant Cash Loan EMI Calculator
You can calculate your monthly EMI beforehand with the Instant Loan EMI calculator to check the affordability. This will help you to be prepared and manage your payments on time. Just enter the loan amount, tenure and interest rate. Within seconds, the calculator will determine your EMI amount.
1,45,000
14
12
Your monthly instalment:
₹
Total interest
₹
Principal amount
₹
1,45,000
Total amount
₹
Apply now
Documents required for Instant Cash Loan
You need to submit some basic documents that are necessary while applying for a Cash Loan online with us. It will enable us to process your application quickly and without any interruption.
Check out the list of documents that are necessary for an Instant loan application below:
A Selfie
A clear photo of your selfie
Proof of Identity
Passport/Aadhaar card/ PAN card/driver's license
Proof of Address
Passport/rent agreement/ utility bills/voter’s ID
Proof of Income
Bank statements/salary slips for the last 3 months
Instant Loan Fees and Charges
Our Instant Loan interest rates apply only for the number of days you use the loan amount. There are no pre-closure fees and annual charges or renewal fees. Additionally, we have no hidden fees. All these features make us an affordable and reliable provider amongst others.
Here’s our detailed fee structure.
| Fee type & Charges | |
|---|---|
| Fee Type | Amount |
| Loan amount | Up to ₹5 lakhs |
| Rate of interest | starting from 16% p.a. on reducing balance basis |
| Processing fees | starting from 2% of loan amount plus GST |
| Tenure | 3 – 36 months |
| APR | starting from 18% |
| Bounce charges | ₹500 + GST |
| Late payment charges | ₹500 + GST or 3% of the loan amount, whichever is higher as per the overdue amount |
| Stamp duty | 0.1% of the loan amount |
| Mandate rejection charges | ₹250 + GST |
| Pre-closure charges | Nil |
Instant Cash Loan FAQs
Online Instant cash loans are easy financing options for borrowing the money you need. These loans are short-term and unsecured, meaning there is no need to pledge assets to avail of credit. Fibe offers fast instant cash loans of up to ₹5 lacs with a repayment tenure of up to 24 months.
With Fibe, you can get instant loan in 5 minutes once you complete the application process. You can download Fibe’s instant loan online app and get the funds credited to your account in no time.
At Fibe, you can get an instant cash loan in 5 minutes. All you have to do is download the Fibe app or log into the Fibe website. Check your eligibility, complete your loan application and get a mini cash loan approved instantly.
You can check your loan eligibility for a small Instant Cash Loan with Fibe’s eligibility calculator. Here are a few basic parameters you must meet when opting for Fibe cash loans online:
- Your age should be between 21 to 55 years when applying for an instant loan online
- You must have a monthly in-hand income of ₹18,000 in metro cities and ₹15,000 non-metro cities
- You must be a resident of India
When planning to avail of a quick loan, apply online on Fibe by registering your details on the app or the web portal. Upload KYC documents after approval. Finally, select the cash you require and receive funds in your bank account instantly.
The turnaround time to process an instant loan online at Fibe may vary from 8 to 24 hours. However, it takes only 2 minutes for the entire process from application to disbursal once you get the approval.
Yes, at Fibe you can foreclose your loan anytime at zero charges before the repayment tenure ends.
You can repay the instant cash loan through the app with multiple payment methods such as net banking, debit card, etc, or set an ECS mandate for an auto-debit from your account.
Fibe instant loans are unsecured forms of credit, meaning there is no need to provide collateral or security when availing of these cash loans online.
The maximum loan amount you can get from Fibe is ₹5 lacs.
Yes, you can use an Instant Loan amount for your personal purposes. There is no obligation or restriction on your usage. You can use it for a home renovation, wedding expenses or any small-big upgrades in your life.
Instant Cash Loan Blogs
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The cool new vibe to finance
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Here's what our customers think of us!
Instant loan in minutes
I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!
Subham Pawar
Quick and easy
The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.
Shilpi Mukherjee
