Mistakenly Reported as Deceased - Dead? [Joe Fixes for Free] (2024)

If you've been listed as deceased, we know how to make the credit bureaus fix your report using the Fair Credit Reporting Act, so you have your life back.

On top of that, we make them pay you for what they've done. Our fees are paid only when we win or get you a settlement. That means you'll never come into my office and write me a check.

That's our no-fee guarantee.

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Why Do the Credit Bureaus Owe You Compensation?

Because of the Fair Credit Reporting Act. Credit errors happened so much that Congress passed a law that says that if the credit agencies put something on your credit report that's obviously wrong (like being listed as deceased), they owe you compensation, a free lawyer, and have to remove the error from your credit report. Not only do you not have to pay us, we actually focus on having you paid.

Should You Try to Fix Being Reported as Deceased Yourself?

No. Here's why: when a credit bureau says you're dead, you are denied credit, accounts close, your credit scores go to zero. Even if you get them to turn your reports back on, your credit score may never recover. You may be denied for the same loan twice.

Addressing this aftermath of your credit score is needed. Letter writing campaigns, constant trips to the post office, spending hours on hold before being disconnected can take you several months to a year (if ever) to fix your credit report without the final piece of the puzzle. We can do it all for you, then get you compensated for what Equifax, TransUnion, and Experian did.

Should a Credit Repair Company Fix This?

No. It's the same reason. Even if you get them to admit they were wrong (good luck, right?), your credit score may never recover. You may find yourself with the same ability to borrow as when you were dead. Do you want to pay someone to do half the job or have it all done and you get paid? It's an easy choice.

What If They Refuse To Correct Being Reported as Dead?

Why Does My Credit Report Say I'm Deceased?

Generally, a credit report says you are deceased in error because a credit bureau, a credit card company, a bank, or the Social Security Administration made a typo or have a computer glitch. The error gets attached to your social security number on your credit report which does damage your credit scores. Some errors such this won't be fixed with just calls and letters causing more damage to your credit score. Learning the reason they said you are being mistakenly reported as deceased is the key to fixing your credit reporting problem permanently. Otherwise, this error will can come right back on your credit report within a month or so.

Why Do the Credit Bureaus Owe You Compensation?

Credit errors happened so much that Congress passed the Fair Credit Reporting Act.

It says that if the credit agencies put something on your credit report that's wrong (like being listed as deceased), they owe you compensation, a free lawyer, and have to remove the error from your credit report.

Not only do you not have to pay us, we actually focus on having you paid.

Should You Try to Fix Being Reported as Deceased Yourself?

No. Here's why: when a credit bureau says you're dead, you are denied credit, accounts close, your credit scores go to zero.

Even if you get them to turn your reports back on, your credit score may never recover. You may be denied for the same loan twice.

Addressing this aftermath of your credit score is needed. Letter writing campaigns, constant trips to the post office, spending hours on hold before being disconnected can take you several months to a year (if ever) to fix your credit report without the final piece of the puzzle.

We can do it all for you, then get you compensated for what Equifax, TransUnion, and Experian did.

Should a Credit Repair Company Fix This?

No. It's the same reason. Even if you get them to admit they were wrong (good luck, right?), your credit score may never recover.

You may find yourself with the same ability to borrow as when you were dead.

Do you want to pay someone to do half the job or have it all done and you get paid? It's an easy choice.

What If They Refuse To Correct Being Reported as Dead?

If you are trying to do it yourself, all you can do is to mail more letters and do more disputes. That's not going to get you anything but cost you more money.

It doesn't get better when you're paying someone. Since they can't enforce the law either, you are both are at the mercy of the credit bureaus to get better at credit reporting.

Why Does My Credit Report Say I'm Deceased?

Generally, a credit report says you are deceased in error because a credit bureau, a credit card company, a bank, or the Social Security Administration made a typo or have a computer glitch.

The error gets attached to your social security number on your credit report which does damage to your credit scores.

Some errors like this won't be fixed with just calls and letters.

Learning the reason they said you are being mistakenly reported as deceased is the key to fixing your credit reporting problem for good.

Otherwise, this error will can come right back on your credit report within a month or so.