USAA Rewards Visa Platinum Credit Card Approval (2024)

after the successful early exclusion on TU I thought to apply for a USAA credit card and was approved for the "USAA Rewards™ Visa® Platinum Credit Card" I just became a member on Saturday and applied on Sunday and was approved today Wednesday.

They made me send copies of my ID and after that I was approved for a measly 500.00 CL but I figure they'll give a credit line increase after I build my relationship with them.

wish I was more excited but 500.00 is really low esp reading about how people are getting 5,10 and 25k limits right off the bat. But hey I guess I gotta start somewhere!

Congrats on the card in any case. Hopefully it will grow for you over time.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Chase car loan (35k/6yrs 0.9%)

Congratulations on the card! I know it's not what you were hoping for, but it's a start!

Congratulations!

don't sweat the low cl. That's sort of a crapshoot anyway. 18 months ago I had one card with $500 cl. About a year ago I applied for amex b ce and a commerce visa. Amex approved $6000, commerce $1000. Since then, the commerce has increased to $2000, but the amex is at $27000. I'm up to 7 cards now, pushing $50000 total. Makes utilization pretty easy to manage.

Congratulations!

Last Signature Update: 03/21/2024










Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:

Cards on the Radar:
2 plus years away cards:

Congrats on your USAA approval! I'm sure it will grow with time.

SchoolsFirst FCU MC $25k
USBank Cash+ $15k
AMEX BCP $10k
CapOne WM MC $5k
FICO 8 Scores: EQ 808 I EX 809 I TU 801

Congratulations on your Approval!!👏🏼🍾🥂

Keep in mind...any cardholder requests for CLI's will require and additional HP. They don't have a SP option that is cardholder initiated

Congratulations on your USAA approval. Your 500 limit will grow for sure if you apply for limit increases (first request after 6 months) and I have found them to be very generous with limit increases so just hang in there. Wishing you the best of luck

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Congrats.

Congrats! Sadly, USAA is very conservative when it comes to initially extending credit usually. They still require hard pulls for CLIs, but when they do give a CLI it's often very generous. Just give it six months and it'll grow. The other only downside is they will not convert your Visa to a Visa Signature once your limit is above $5,000 (at least not upon request). But, you have another foreign transaction fee Visa with no fee and primary auto coverage overseas, so there's that.

As of Apr 2024: 1/6 | 5/12 | 6/24
Amex: Gold, Green, BCE, Hilton Surpass
Chase: Sapphire Preferred, Freedom Unlimited | Citi: AA Platinum Select
Barclays: Aviator Red | GS: Apple Card | Paypal Credit
USAA: Rewards Amex | Wells Fargo: Active Cash